Did you know that most major banks in South Africa, including FNB, Nedbank and Absa, take future rental income into account when assessing affordability for an investment property? In many cases, up to 60–70% of the projected rental income (as confirmed by a signed lease agreement or rental valuation) can be added to your gross income to strengthen your bond application. This creates a powerful opportunity for investors who may be uncertain about qualifying for a mortgage, as the rental potential of the property can directly improve your affordability profile. With our dedicated sales and rental team, together with our bond origination partners at BetterBond who compare offers from all the banks on your behalf, you can secure the most competitive finance and be guided seamlessly through every step of your investment journey.
